Insurance agents help individuals and businesses find the right insurance coverage to protect their assets and minimize risk. They evaluate client needs, explain policy options, and guide them through the purchase process. Insurance agents also assist with policy renewals and claims.
Use our expert-written insurance agent job description template to attract the best candidates. It includes key duties, skills, average salary, and more.
May 22, 2025
Insurance Agent Job Description Template
Job Title: Insurance Agent
Location: [Insert Location]
Job Type: [Full-time/Part-time/Contract]
Reports To: Sales Manager / Agency Director
About the Role
We are seeking a motivated and client-focused Insurance Agent to join our team and help clients secure appropriate insurance coverage for life, health, auto, home, and/or business needs. The ideal candidate will possess strong interpersonal skills, a deep understanding of insurance products, and the ability to build lasting relationships with clients.
Insurance Agent Responsibilities and Duties
Identify client needs and recommend suitable insurance products
Provide quotes, explain coverage options, and assist with policy selection
Build and maintain a book of business through networking and lead generation
Ensure all applications and documentation are complete and compliant
Help clients with policy renewals, changes, and claims support
Stay up to date with new products, underwriting rules, and market trends
Achieve individual and team sales targets and performance goals
Educate clients on coverage terms, limitations, and exclusions
Insurance Agent Qualifications and Skills
Strong communication, negotiation, and interpersonal skills
Knowledge of insurance products and regulations
Customer-first mindset with a solutions-oriented approach
Ability to build rapport and trust with diverse clients
Familiarity with CRM software and sales tracking tools
Strong organizational and time-management abilities
Ability to handle confidential client information with integrity
Education and Experience Requirements
High school diploma or equivalent (Bachelor’s degree preferred)
Active insurance license in the state of practice (Property & Casualty, Life & Health, or both)
2+ years of experience in insurance sales, brokerage, or customer service
Experience with policy quoting, underwriting, and claim processing is a plus
Interested candidates should submit a resume and a brief cover letter highlighting their experience in insurance sales or client service. Please send your application to [email protected] or call us at +1 999999999 for more information.
Job Title: Insurance Agent
Location: [Insert Location]
Job Type: [Full-time/Part-time/Contract]
Reports To: Sales Manager / Agency Director
About the Role
We are seeking a motivated and client-focused Insurance Agent to join our team and help clients secure appropriate insurance coverage for life, health, auto, home, and/or business needs. The ideal candidate will possess strong interpersonal skills, a deep understanding of insurance products, and the ability to build lasting relationships with clients.
Insurance Agent Responsibilities and Duties
Identify client needs and recommend suitable insurance products
Provide quotes, explain coverage options, and assist with policy selection
Build and maintain a book of business through networking and lead generation
Ensure all applications and documentation are complete and compliant
Help clients with policy renewals, changes, and claims support
Stay up to date with new products, underwriting rules, and market trends
Achieve individual and team sales targets and performance goals
Educate clients on coverage terms, limitations, and exclusions
Insurance Agent Qualifications and Skills
Strong communication, negotiation, and interpersonal skills
Knowledge of insurance products and regulations
Customer-first mindset with a solutions-oriented approach
Ability to build rapport and trust with diverse clients
Familiarity with CRM software and sales tracking tools
Strong organizational and time-management abilities
Ability to handle confidential client information with integrity
Education and Experience Requirements
High school diploma or equivalent (Bachelor’s degree preferred)
Active insurance license in the state of practice (Property & Casualty, Life & Health, or both)
2+ years of experience in insurance sales, brokerage, or customer service
Experience with policy quoting, underwriting, and claim processing is a plus
Interested candidates should submit a resume and a brief cover letter highlighting their experience in insurance sales or client service. Please send your application to [email protected] or call us at +1 999999999 for more information.
Insurance Agent Average Salary
In the United States, Insurance Agents earn an average annual salary of $75,682, with most earning between $27,356 and $209,379 depending on experience, commission structure, and location.
Hire the Right Insurance Agent Today
With a detailed and professional job description, you can attract top-performing insurance agents who will drive growth and provide excellent client service for your agency or company.
Make your recruitment smarter with Skima AI. Simply enter a prompt like “licensed insurance agent with 2+ years of experience in California” and it will instantly match you with high-quality candidates from across the globe.
Skima AI is trusted by leading recruiters nationwide. Start your free trial today.
An insurance agent is a licensed professional who sells insurance policies and helps clients choose coverage options that best meet their needs.
2. What does an insurance agent do?
An insurance agent advises clients on available policies, provides quotes, manages applications, assists with claims, and maintains ongoing client relationships.
3. What are the responsibilities of an insurance agent?
Key responsibilities include assessing client needs, recommending policies, meeting sales goals, and offering ongoing support for claims, renewals, or policy changes.
4. How to hire an insurance agent?
To hire a qualified insurance agent, look for individuals with proper licensure, strong sales and customer service experience, and a proven ability to build client relationships. Use detailed job descriptions and AI-powered tools like Skima AI to streamline the process.
This website uses cookies and other tracking technologies to improve your
browsing experience for the following purposes: to enable basic
functionality of the website, to provide a better experience on the website,
to measure your interest in our products and services and to personalize
marketing interactions, to deliver ads that are more relevant to you.
Skima Cookies Preferences Center
Your privacy is important to us
Cookies are very small text files that are stored on your computer
when you visit a website. We use cookies for a variety of purposes
and to enhance your online experience on our website (for example,
to remember your account login details). You can change your
preferences and decline certain types of cookies to be stored on
your computer while browsing our website. You can also remove any
cookies already stored on your computer, but keep in mind that
deleting cookies may prevent you from using parts of our website.
Strictly necessary cookies
These cookies are essential to provide you with services available
through our website and to enable you to use certain features of our
website. Without these cookies, we cannot provide you certain
services on our website.
Always Active
Functionality cookies
These cookies are used to provide you with a more personalized
experience on our website and to remember choices you make when you
use our website. For example, we may use functionality cookies to
remember your language preferences or remember your login details.
Always Active
Tracking cookies
These cookies are used to collect information to analyze the traffic
to our website and how visitors are using our website. For example,
these cookies may track things such as how long you spend on the
website or the pages you visit which helps us to understand how we
can improve our website for you. The information collected through
these tracking and performance cookies do not identify any
individual visitor.
Always Active
More Information
For any queries in relation to our policy on cookies and your
choices, please contact us. To find out more, please visit our
Privacy Policy.