Job Descriptions/ Insurance Agent

Insurance Agent Job Description: Duties, Skills, Education & Salary

Insurance agents help individuals and businesses find the right insurance coverage to protect their assets and minimize risk. They evaluate client needs, explain policy options, and guide them through the purchase process. Insurance agents also assist with policy renewals and claims.

Use our expert-written insurance agent job description template to attract the best candidates. It includes key duties, skills, average salary, and more.

May 22, 2025

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Insurance Agent Job Description Template

Job Title: Insurance Agent

Location: [Insert Location]

Job Type: [Full-time/Part-time/Contract]

Reports To: Sales Manager / Agency Director

About the Role

We are seeking a motivated and client-focused Insurance Agent to join our team and help clients secure appropriate insurance coverage for life, health, auto, home, and/or business needs. The ideal candidate will possess strong interpersonal skills, a deep understanding of insurance products, and the ability to build lasting relationships with clients.

Insurance Agent Responsibilities and Duties

  • Identify client needs and recommend suitable insurance products
  • Provide quotes, explain coverage options, and assist with policy selection
  • Build and maintain a book of business through networking and lead generation
  • Ensure all applications and documentation are complete and compliant
  • Help clients with policy renewals, changes, and claims support
  • Stay up to date with new products, underwriting rules, and market trends
  • Achieve individual and team sales targets and performance goals
  • Educate clients on coverage terms, limitations, and exclusions

Insurance Agent Qualifications and Skills

  • Strong communication, negotiation, and interpersonal skills
  • Knowledge of insurance products and regulations
  • Customer-first mindset with a solutions-oriented approach
  • Ability to build rapport and trust with diverse clients
  • Familiarity with CRM software and sales tracking tools
  • Strong organizational and time-management abilities
  • Ability to handle confidential client information with integrity

Education and Experience Requirements

  • High school diploma or equivalent (Bachelor’s degree preferred)
  • Active insurance license in the state of practice (Property & Casualty, Life & Health, or both)
  • 2+ years of experience in insurance sales, brokerage, or customer service
  • Experience with policy quoting, underwriting, and claim processing is a plus

Interested candidates should submit a resume and a brief cover letter highlighting their experience in insurance sales or client service. Please send your application to [email protected] or call us at +1 999999999 for more information.

Insurance Agent Average Salary

In the United States, Insurance Agents earn an average annual salary of  $75,682, with most earning between $27,356 and $209,379 depending on experience, commission structure, and location.

Hire the Right Insurance Agent Today

With a detailed and professional job description, you can attract top-performing insurance agents who will drive growth and provide excellent client service for your agency or company.

Make your recruitment smarter with Skima AI. Simply enter a prompt like “licensed insurance agent with 2+ years of experience in California” and it will instantly match you with high-quality candidates from across the globe.

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Frequently Asked Questions

1. What is an insurance agent?

An insurance agent is a licensed professional who sells insurance policies and helps clients choose coverage options that best meet their needs.

2. What does an insurance agent do?

An insurance agent advises clients on available policies, provides quotes, manages applications, assists with claims, and maintains ongoing client relationships.

3. What are the responsibilities of an insurance agent?

Key responsibilities include assessing client needs, recommending policies, meeting sales goals, and offering ongoing support for claims, renewals, or policy changes.

4. How to hire an insurance agent?

To hire a qualified insurance agent, look for individuals with proper licensure, strong sales and customer service experience, and a proven ability to build client relationships. Use detailed job descriptions and AI-powered tools like Skima AI to streamline the process.