Life Insurance Agent Job Description: Duties, Skills, Education & Salary

Job Title: Life Insurance Agent

Location: [Insert Location]

Job Type: [Full-time/Part-time/Contract]

Reports To: Insurance Sales Manager / Regional Sales Director

About the Role

We are looking for a motivated and personable Life Insurance Agent to join our team. In this role, you will guide clients through the process of selecting appropriate life insurance products based on their individual needs and long-term financial goals. You’ll be responsible for lead generation, policy education, and closing sales—all while maintaining strong relationships and providing excellent client service.

Key Responsibilities

• Identify prospects through cold calls, networking, referrals, or marketing campaigns
• Meet with clients to assess financial situations and life insurance needs
• Present customized life insurance solutions, including term, whole, and universal life policies
• Explain policy terms, conditions, coverage, and premium options clearly
• Assist clients in completing applications and submitting required documentation
• Follow up on client inquiries, manage renewals, and handle claims support if needed
• Maintain detailed client records and stay current on insurance products and regulations
• Meet or exceed individual and team sales targets

Essential Skills and Qualifications

• Strong interpersonal and communication skills
• Sales-oriented mindset with a customer-first approach
• In-depth understanding of life insurance products and financial planning principles
• Self-motivated and organized with strong time-management skills
• Ability to explain complex insurance concepts in simple terms
• Familiarity with CRM software and digital tools for sales tracking
• Problem-solving abilities and ethical judgment

Education and Experience

• High school diploma or equivalent required
• Associate’s or bachelor’s degree in finance, business, or related field preferred
• Active state life insurance license (required)
• 1–3 years of sales or insurance industry experience is preferred
• Training in financial planning or insurance sales is a plus

To apply, please send your resume and a short cover letter to [email protected] or call us at +1 999999999.