Underwriters evaluate risks and decide whether to provide insurance, loans, or financial coverage to applicants. They analyze applications, assess risk factors, determine premiums, and ensure policies comply with regulations. Underwriters are essential in protecting companies from financial loss while supporting clients’ needs.
Use our expert-written underwriter job description template to attract the best candidates. It includes key duties, skills, average salary, and more.
May 22, 2025
Job Title: Underwriter
Location: [Insert Location]
Job Type: [Full-time/Part-time/Contract]
Reports To: Underwriting Manager / Risk Director
We are seeking a detail-oriented and analytical Underwriter to join our financial or insurance team. The ideal candidate will assess and analyze applications, determine risk exposure, and make data-driven decisions to approve or decline policies. This role plays a key part in maintaining profitability while delivering top-tier service to clients and brokers.
Interested candidates should submit a resume and a brief cover letter outlining their underwriting expertise and decision-making experience. Send your application to [email protected] or contact us at +1 999999999 for more information.
Job Title: Underwriter
Location: [Insert Location]
Job Type: [Full-time/Part-time/Contract]
Reports To: Underwriting Manager / Risk Director
We are seeking a detail-oriented and analytical Underwriter to join our financial or insurance team. The ideal candidate will assess and analyze applications, determine risk exposure, and make data-driven decisions to approve or decline policies. This role plays a key part in maintaining profitability while delivering top-tier service to clients and brokers.
Interested candidates should submit a resume and a brief cover letter outlining their underwriting expertise and decision-making experience. Send your application to [email protected] or contact us at +1 999999999 for more information.
In the United States, Underwriters earn an average salary of $84,522 per year, with a typical range between $47,903 and $149,136, depending on experience, location, and industry specialization.
With a clear and compelling job description, you can attract skilled underwriters who will safeguard your company’s financial interests and ensure regulatory compliance.
Enhance your hiring process with Skima AI. Simply search for criteria like “commercial underwriter with 3+ years of experience in New York”, and it will find and rank the most relevant profiles across millions of global candidates.
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An underwriter is a professional who evaluates risk and determines whether an applicant qualifies for insurance, loans, or investment coverage, and on what terms.
An underwriter assesses applications, analyzes risk factors, and decides whether to approve or deny financial coverage while determining premium rates or loan terms.
Responsibilities include reviewing applications, performing risk assessments, determining terms and pricing, ensuring regulatory compliance, and communicating with agents and clients.
To hire a qualified underwriter, look for candidates with analytical skills, industry certifications, and experience in your specific line of business. Use AI-powered hiring tools like Skima AI for smarter and faster recruitment.
