COOKIE POLICY

1. Introduction

Skima Innovation Private Limited (trading as skima.ai) ("we", "us", or "our") uses cookies and similar tracking technologies on our website and platform (the "Service"). This Cookie Policy explains what cookies are, the categories of cookies we use, why we use them, and how you can control your preferences.

This Cookie Policy should be read alongside our Privacy Policy, which sets out how we collect, use, store, and protect your personal data more broadly.

For any questions about this Cookie Policy, contact our Data Protection Officer at [email protected].

2. Who We Are

Legal Name: Skima Innovation Private Limited

Trading Name: skima.ai

Registered Address: 3rd Floor, Chintamani Plaza, Andheri-Kurla Road, Mota Nagar, Andheri East, Mumbai, Maharashtra 400053, India

Website: www.skima.ai

Trust Centre: https://skima.scrut.io/

3. What Are Cookies

Cookies are small text files that a website asks your browser to save on your device when you visit the website, so the website can recognise your device on a return visit or during your current session. Cookies set by skima.ai are "first-party cookies." Cookies set by a domain other than skima.ai are "third-party cookies," typically used for analytics, advertising, or embedded content.

We also use similar tracking technologies (such as pixels, tags, and local storage) that function comparably to cookies. References to "cookies" in this Policy include these similar technologies.

4. How We Use Cookies

We use cookies for the following purposes:

• To operate core website and platform functionality, such as keeping you logged in
• To remember your preferences, such as language and search parameters
• To analyse how visitors use our website and identify areas for improvement
• To understand our audience and traffic patterns
• To deliver and measure the performance of marketing and advertising, where you have consented

5. Managing Your Cookie Preferences

When you first visit skima.ai, you are presented with a cookie notice offering the choice to "Accept All Cookies" or "Manage Cookies." Selecting "Manage Cookies" opens the "Cookies Preferences" (In the website footer), where you can review each cookie category and switch non-essential categories on or off individually before selecting "Save My Preferences."

Strictly necessary cookies cannot be disabled, as they are required for the Service to function.

Functionality cookies and Tracking cookies are switched off by default and are only activated if you enable them and save your preferences.

You can change your preferences at any time by reopening the Cookies Preferences Center, or by adjusting your browser settings to remove or block cookies already stored on your device. Please note that blocking or deleting certain cookies, including strictly necessary cookies, may affect the performance of the website and prevent you from using some features.

6. Cookie Categories

Strictly Necessary Cookies

These cookies are essential to provide you with the Service and to enable core features of our website. Without these cookies, we cannot provide certain services, such as remembering that you are logged in. These cookies do not require consent and cannot be switched off.

Functionality Cookies

These cookies remember choices you make, such as language or search parameters, to give you a more personalized experience. For example, we may use functionality cookies to remember your login details or display preferences. These cookies are off by default and require your consent.

Tracking Cookies (Performance and Analytics)

These cookies collect information about how visitors use our website, such as how long you spend on a page or which pages you visit, to help us understand and improve the website. For example, we use Google Analytics to understand how visitors arrive at and browse our website. These cookies are off by default and require your consent.

7. Third-Party Cookies

Some cookies on our website are set by third parties who provide services to us. These include:

• Google Analytics — performance and analytics cookies. You may opt out via the Google Analytics Opt-out page.
• RudderStack, an analytics data pipeline used to route website usage data to our analytics tools.

Third-party cookies are governed by the privacy and cookie policies of the third party concerned, not by this Policy. For the full list of Skima's sub-processors and international data transfer safeguards, see our Subprocessors page https://skima.ai/subprocessors.

8. Consent and Legal Basis

Strictly necessary cookies are used on the basis of our legitimate interest in operating the Service and do not require your consent. Functionality and Tracking cookies are used only where you have given consent through the Cookies Preferences, in accordance with GDPR Article 7 and equivalent requirements under other Applicable Data Protection Laws. For authenticated users of the Service, certain analytics may additionally operate under our legitimate interest in operating and securing the platform. You may withdraw your consent at any time with the same ease with which it was given, by reopening the Cookies Preferences and adjusting your selections

9. International Data Transfers

Some cookies, including those set by Google, may involve the transfer of information to countries outside your own, including the United States. Such transfers are made subject to appropriate safeguards, including Standard Contractual Clauses and other mechanisms described in our Subprocessors page at https://skima.ai/subprocessors.

10. Governing Law

This Cookie Policy is governed by and construed in accordance with the laws of India, subject to the jurisdiction-specific carve-outs (EU/EEA, UK, and California) set out in Section 19 of our Privacy Policy, which apply equally here.

11. Data Protection Officer and Contact

For any queries, requests, or complaints relating to this Cookie Policy:

Data Protection Officer: Yash Dave

Email: [email protected]

Address: 3rd Floor, Chintamani Plaza, Andheri-Kurla Road, Mota Nagar, Andheri East, Mumbai, Maharashtra 400053, India

For general queries: [email protected]

12. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in the cookies we use or for other operational, legal, or regulatory reasons. We encourage you to review this page periodically. Material changes will be reflected in the "Last Updated" date above.

Version History

Version	Date	Description of Changes	Created By	Published By
1.0	Oct 25, 2024	Initial release	Yash; 02 May 2024	Sumit Rai; 05 May 2024
2.0	July 2026	Updated entity name, DPO contact, cookie categories, and consent mechanism for consistency with current DPA, Privacy Policy, and Terms and Conditions.	Yash; 16 July 2026	Sumit Rai; 20 July 2026